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Financial Education · Singapore

Take stock of your household finances — at your own pace

Hikmah offers courses and private programmes for adults in their forties and beyond who would like to understand money matters more clearly, without being rushed.

See Our Programmes

+65 6491 7236

[email protected]

Small groups — 20 participants or fewer

"The best time to sit quietly with your finances is not during a crisis — it is now, while there is still room to think."

Our Programmes

Three ways to learn with Hikmah

Each programme is built around the idea that a person who understands their own finances can make better decisions for the household — without needing to become a financial professional.

Five Weeks · Evening Sessions

Money and the Middle Decades

A five-week introduction for those who have reached their forties and would like to take stock without rushing into anything. Covers CPF, insurance, emergency reserves and a first look at long-horizon investing. Sessions are held on weekday evenings with a recording available the following morning.

Household cash flow overview
CPF and insurance review
Printable PDF reading materials

SGD 200 Enquire

Nine Weeks · Group of 20

The Singapore Household Investment Course

A nine-week course for those who would like to learn enough about investing to make their own informed choices. Covers Singapore-listed vehicles, index funds, dividend shares, Singapore Savings Bonds and how much risk a household in its forties or fifties may sensibly carry.

Two facilitators per session
Singapore Savings Bonds explained
Household risk assessment

SGD 480 Enquire

Six Sessions · Private

The Family Conversations Track

A six-session private programme for individuals and couples who would like to bring family members into the household financial picture in a thoughtful way — ageing parents, adult children, the family home, or planning for capacity in later years.

Tailored to your household
Written session summary included
Recommended-reading list afterwards

SGD 800 Enquire

Why Hikmah

Designed for where you actually are

Most financial education is aimed at people in their twenties or at professionals managing large portfolios. Hikmah was built for a different stage of life.

No unnecessary hurry

Sessions are spaced so that what you hear in one week can settle before the next topic arrives. There is no pressure to decide anything during the programme.

Singapore-specific content

Every example, every product and every regulation discussed relates to the Singapore household. CPF, HDB considerations, SRS accounts and Singapore Savings Bonds — not generic international frameworks.

Small groups by design

The investment course caps enrolment at twenty. Two facilitators attend each session so that questions receive a considered answer rather than being deferred to another time.

Plain written materials

Reading materials are available as printable PDFs for those who prefer paper. Nothing is locked behind an app or a login that expires.

No product sales

Hikmah does not sell investment products or receive referral fees. The programmes exist solely to help participants understand their options more clearly.

Household-level thinking

Financial decisions at this stage of life affect the entire household. Hikmah addresses the family dimension of money — including conversations that many families find difficult to begin.

A quiet first step

You do not need to have everything figured out before you reach out

Write to us with a question, describe where your household stands, or simply ask which programme might suit your situation. There is no obligation attached to the conversation.

Send an Enquiry

+65 6491 7236 [email protected]

Questions

Things people often ask

If your question is not here, we are happy to answer it by email or phone — no commitment needed.

Do I need any financial background to join a course?

No prior knowledge is assumed in any Hikmah programme. The five-week introduction is designed specifically for people who have not thought carefully about their finances before, or who would like to start over with clearer terminology. The nine-week course moves further but still begins from first principles.

Are the sessions held in person or online?

Group courses are held at our office at 28 Cross Street, with a recording made available the morning after each evening session. The Family Conversations Track is held wherever the household is most comfortable — this may be at our office, at home, or at another private location.

What if I miss a session?

All group sessions are recorded. The recording is released the following morning and remains available for the duration of the programme. Reading materials cover the same ground as the sessions, so catching up is straightforward.

Does Hikmah recommend specific investments or advisers?

Hikmah is an education provider only. We do not sell financial products, manage money, receive commissions or direct participants to specific advisers. Our role is to help you understand your options clearly enough to ask better questions of whoever you eventually choose to work with.

Can my spouse or partner join with me?

Yes. For group courses, each participant registers separately. The Family Conversations Track is designed from the outset to include couples or other household members — it proceeds at the pace that suits the pair, not a fixed schedule.

How do I pay and what is the refund policy?

Payment details are sent after a place is confirmed. We accept bank transfer and PayNow. If you need to withdraw more than seven days before the programme begins, a full refund is issued. Within seven days, we ask that you consider transferring your place to another person — please contact us to discuss your situation.

How is my personal information handled?

Information shared during sessions — particularly in the private Family Conversations Track — is treated with strict discretion. Contact details are not shared with third parties. You can read the full details in our Privacy Policy.

Where to Find Us

Our location in Singapore

28 Cross Street, #15-09, Singapore 048421 · Near Telok Ayer MRT

Contact

Write to us — we read every message

There is no automated response system. When you write to us, a person reads it and replies, usually within one working day.

Our details

Telephone