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Privacy Policy

Last Updated: 14 April 2025

This policy explains how Hikmah Pte. Ltd. ("Hikmah", "we", "us") collects, uses and protects personal data in connection with our financial education programmes and website. It applies to all individuals who contact us, enrol in a programme or visit our website at hikmahs.pro.

Hikmah takes data protection seriously. We collect only what we need, retain it only as long as necessary and do not share it with third parties for commercial purposes. If you have questions about this policy, write to [email protected].

1. Data controller

Hikmah Pte. Ltd. is the data controller for personal data collected through our website and programmes.
Address: 28 Cross Street, #15-09, Singapore 048421
Email: [email protected]
Telephone: +65 6491 7236

Hikmah is registered in Singapore and processes personal data in accordance with the Personal Data Protection Act 2012 (PDPA) and any applicable regulations issued under it.

2. What data we collect

We collect the following categories of personal data, depending on how you interact with us:

3. How we use your data

We use personal data for the following purposes:

The legal basis for processing is consent (for marketing communications and analytics cookies), contract performance (for programme delivery) and legitimate interest (for responding to enquiries).

4. Data retention

We retain personal data only as long as necessary:

5. Data sharing

We do not sell, rent or share personal data with financial institutions, advertisers or data brokers. We do not receive referral fees from any third party and have no commercial arrangements that would create an incentive to share participant data.

We may share data with service providers who assist our operations — for example, our email delivery provider or our website hosting provider — under data processing agreements that require them to protect your data and use it only for the purposes we specify.

6. Data protection measures

We take reasonable steps to protect personal data from unauthorised access, use or disclosure:

7. Cookies

Our website uses cookies. Essential cookies are used to operate the site and cannot be disabled. Analytics and preference cookies are used only with your consent. You may manage cookie preferences at any time via our Cookie Policy page.

8. Your rights under the PDPA

Under the Singapore PDPA, you have the right to:

To exercise any of these rights, write to [email protected]. We will respond within 30 days.

9. Third-party links

Our website may contain links to external sites. We are not responsible for the privacy practices of those sites and recommend you read their privacy policies before sharing personal data with them.

10. Children's privacy

Hikmah's programmes are designed for adults aged 40 and above. We do not knowingly collect personal data from individuals under 18. If we become aware that we have done so, we will delete the data promptly.

11. Changes to this policy

We may update this policy from time to time. When we do, we will revise the Last Updated date at the top of the page. For material changes, we will notify enrolled participants by email. Continued use of our website or programmes after a change constitutes acceptance of the updated policy.

12. Contact

For questions or requests relating to this policy or your personal data:

Hikmah Pte. Ltd.

28 Cross Street, #15-09, Singapore 048421

Email: [email protected]

Telephone: +65 6491 7236

Office hours: Monday–Friday 9 am–6 pm, Saturday 9 am–1 pm